Customers of Fifth Third Bank live all across the states of America. But does Fifth Third employ several routing numbers in those locations for money transfers?
Banks must have secure systems to regularly execute electronic transactions like direct deposits, money transfers, bill payments, and digital checks. And they use routing numbers for these tasks.
This article will give you a complete guide to Fifth Third Bank routing number. Let’s check to find out how it works!
What Is The Fifth Third Bank Routing Number?
The routing number for wire transactions to Fifth Third Bank is:
042000314
You must identify the number associated with the area where you created your account for any further transactions or services.
A routing number is a nine-digit feature a bank uses to recognize each other during a transfer. Other names of routing numbers include routing transit numbers and ABA (American Bankers Association) numbers.
ACH and wire transfers are the two most popular forms of transactions. When you’re paying for something via the phone or online, you’ll need to prompt for the routing number of your checking account.
We use routing numbers as safety features, not only in bank transfers. Several services need them for paying a bill or establishing regular payments.
A bank may have different routing numbers depending on several factors, such as the bank’s size and the areas where it operates.
Where Is A Routing Number Used?
You can carry out a lot of financial operations without difficulty if you understand what a Fifth Third Bank routing number is and where to get it.
The routing numbers can help you perform many banking tasks. For example, you can:
- Set up a direct deposit for your paycheck through another person
- Establish a direct deposit for government entitlements, like Social Security
- Set up an automatic bill payment online
- Check processes
- Send and receive wire transfers
- Set up with different payment services, like PayPal and Venmo
- Initiate transfers between multiple accounts from different banks
- Pay bills from your account via telephone
- Reorder checks
- Link a financial app to your account
Which Fifth Third Bank Routing Number Do I Need?
Whether you are sending or receiving money domestically or internationally, you need the right routing number for each of your transactions.
There are two main types of routing numbers you will work with within Fifth Third Bank: ACH and wire transfer.
Automated clearing house (ACH) transfers are electronic transactions between financial organizations through a third party. On the other hand, wire transfers are also electronic transactions but take place directly between financial organizations.
Wire transfers are faster because there isn’t any third party involved. It takes a few hours or sometimes minutes, while ACH transactions require a few days to complete.
Besides, wire transfers are more secure since each organization has to verify every transaction before clearing it. Meanwhile, ACH transfers clear the information automatically.
How to check Fifth Third Bank wire routing number and ACH routing number? This table will tell:
| Transaction | Type of routing number | Code |
| Debits and payments | ACH transfer | 042000314 |
| Wire payments | Wire transfer | 042000314 |
Wire transfer is the fastest way to get money into your Fifth Third Bank account. You can also transfer money within the country or from a foreign country.
The sending banking institution will need the following information to start your international transfer procedure:
- Bank name: Fifth Third Bank
- Routing number: 042000314
- Bank address: Cincinnati, OH
- Transfer fee: $15/transaction for incoming and $50/traction for outgoing
How about domestic wire transfers? Please give the sending financial organization the necessary information to start the transfer procedure:
- Bank name: Fifth Third Bank
- Routing number: 042000314
- Bank address: Cincinnati, OH
- Transfer fee: $15/transaction for incoming and $30/traction for outgoing
Fifth Third Bank Routing Numbers By State
Fifth Third Bank has a different routing number for each state. Hence, make sure to use the right one for your location.
| State | Routing Number |
| Florida (North) | 063113057 |
| Florida (South) | 067091719 |
| Florida (Central) | 063109935 |
| Florida (Tampa) | 063103915 |
| Georgia | 263190812 |
| Illinois | 071923909 |
| Indiana (South) | 086300041 |
| Indiana (Central) | 074908594 |
| Kentucky (Central) | 042101190 |
| Kentucky (North) | 042100230 |
| Kentucky (Southwest) | 083002342 |
| Michigan (North) | 072401404 |
| Michigan (East) | 072405455 |
| Michigan (West) | 072400052 |
| Missouri | 081019104 |
| North Carolina | 053100737 |
| Ohio (Northeast) | 041002711 |
| Ohio (Northwest) | 041200050 |
| Ohio (West) | 042202196 |
| Ohio (South) | 042207735 |
| Ohio (Cincinnati) | 042000314 |
| Ohio (Columbus) | 04400216 |
| Pennsylvania | 043018868 |
| Tennessee | 064103833 |
How To Confirm The Routing Number for Fifth Third Bank By Yourself?
You can find your account and routing numbers in the lower-left corner of your checks. Do not confuse the nine-digit routing number with the lengthier account number next to it. The order of these numbers is as follows:
Routing number | Bank account number | Check number
It’s critical to double-check your inputs when giving routing and account numbers since errors might result in rejected transfers. They may also transfer your money to a wrong account. Notify Fifth Third Bank of any errors you find so it can cancel the transaction.
There are several ways to verify your Fifth Third Bank routing number, such as:
- Contact your bank: The Fifth Third Bank customer service of your nearest branch can give you your routing number. You can also call Fifth Third Bank for the same service.
- Check your internet account: Fifth Third Bank offers an online bank system (Fifth Third online banking) to view your account and routing numbers. They are right on the customer dashboard.
- Search on Fedwire: You can use your city (or state) and name to find your Fifth Third Bank routing number or check if the one you are using is correct.
Can Fifth Third Bank’s Routing Numbers Change?
Yes. Depending on the scale of the bank and how many states it serves, Fifth Third Bank routing number may get more than just one.
Despite having its headquarters in Cincinnati, the bank may need a different number of services or locations in states other than Ohio.
If you’re unsure, check the routing numbers with the representatives. You can locate the phone number for Fifth Third Bank on its website. Once you get the Fifth Third Bank number, make a phone call to confirm your information.
A routing number is a nine-digit code that helps banks identify your bank account. You can easily find it on your check or ask the bank’s representative for it.
The Fifth Third Bank phone number is always available on its official website, so you can access the customer support team easily.
This number is important for various transactions, such as transferring money, making online payments, and processing paper checks between states or countries. Hence, make sure you have the exact one for your banking activities.
Hopefully, you will find this article helpful. For any further information, leave us a comment in the inbox or comment section. We will get back to you soon.
Thank you for reading!
